FiSCA Code of Conduct in Offering Access to
The "Code of Conduct in Offering Access to Credit,"
which applies to the making and marketing of payday advances by FiSCA
members, is an example of FiSCA's commitment to ensuring that all
consumers have access to the widest possible array of basic financial
The Code sets forth clear policies and guidelines in a
number of key areas, which have been implemented for the purpose of
strengthening consumer protections.
Of particular note is
the requirement that members offer extended payment plans, without
charging additional fees, to those individuals who may need additional
time to repay their loans.